We brought Environmental, Social and Governance screened investments to retirement plans in 2005. This was well before these funds were available to the average organization looking to offer a 401k or 403b.
Now we offer these same funds with institutional pricing for individuals. Health Savings Accounts are like an IRA but for medical expenses today. Pre-tax money in, tax-free growth in the account, tax-free distributions for qualified medical expenses. A triple tax-free deal seldom seen by investors.
Most HSA accounts are for holding cash only, to pay for qualifying medical expenses with pre-tax money. However, some HSA providers now offer limited investment opportunities as funds can build up over a lifetime, in a tax-free account.
Social(k) Health Savings Accounts offer a spending HSA, with a debit card tied to the account, and a savings HSA offering low-cost access to a variety of ESG screened mutual funds and low-cost Vanguard Index funds.