QBox

QBOX Fiduciary Services

For over ten years Social(k) has aggregated more ESG screened funds in retirement plans than other record keepers. Today the technology offers an ability to provide large plan fiduciary services for smaller plans. Bringing the funds to the plan is half the job. Providing a process to identify, monitor and replace funds is more important. A static list, never looked, can be a liability. See if your plan is meeting obligations.

Investment Services for Social(k) Retirement Plans

QBOX has partnered with some of the leading SRI focused advisory firm, creating SRI based models for 401(k) plan participants.  They have a series of HIP Investor based models, Social(k) Target Date, Social(k) Fossil Free and Social(k) Faith-Based.

For over 20 years QBOX FS has helped advisors and business owners simplify and streamline a process to fulfill their investment responsibilities. We consult with the business owner and advisor to establish an investment lineup that better helps participants meet their investment objectives.

Socially Responsible Investments (SRI), or ESG,  can be offered as an option in a 401(k) plan as long as certain requirements are met.

Our solutions are a documented process and training program so that fiduciary obligations are met. QBOX can act as the advisor as well for smaller plans where the cost of an advisor might be too much and the fee the advisor receives too small for full services from the advisor.

Social Investing Challenges

  • ERISA’s Exclusive Benefit & Duty of Loyalty provisions
  • Interpretive Bulletin 2008-01
  • Interpretive Bulletin 1994-01

Investment Oversight

  • Non-SRI options: We do it as the ERISA 3(38) Investment Fiduciary
  • Named fiduciary, tasked to select, monitor and maintain these investment options
  • SRI options: We help as the ERISA 3(21) Consultant
  • Consult with Trustees to develop a Socially Responsible Investment lineup

Formalize

  • Investment Policy Statement
  • Trustee training

Implement

  • Investment due diligence screens
  • Diversified investment options
  • Investment Safe Harbors: QDIA and ERISA 404c assistance

Monitor

  • Quarterly investment reports and monitoring
  • Annual trustee meeting with all service providers
  • Plan expense and benchmark performance reports

Flat Fee Schedule

  • Fees are payable quarterly in advance
  • Annual Fee $500: Plan Assets – Startup to $500,000
  • Annual Fee $1000: Plan Assets – $500,000 to $1 Million
  • Annual Fee $2000: Plan Assets – $1 Million to $2 Million
  • Annual Fee $3000: Plan Assets – Above $2 Million
  • Custom pricing for plans over $10 Million

Contact info and scheduler for setting up a meeting with Greg

Greg Moerchen,  AIF®

QBOX Fiduciary Solutions, LLC
3601 Hobson Road
Suite 202
Fort Wayne, IN  46815
Direct Dial 260 918 4108

 

You Can Invest With Your Values

Retirement plans for long-term growth with the benefit of creating a safe, just, and sustainable world.

Social(k) offers hundreds of investments using Environmental, Social, and Governance, (i.e. ESG screened investments) backed by a plethora of Financial research. Structured into traditional Mutual Funds, Social(k) helps you sleep at night knowing that you’re pursuing the brightest possible future for your retirement and our planet.

Learn more about our Big Green Retirement Plan